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Automating healthcare's financial core

One NPHIES-native platform for revenue cycle, claims adjudication, pharmacy benefit and medical coding, built for the Kingdom.

51M+ encounters processed through MoH PHAP

Request a demoSee how a claim moves through Cephal

Relied on by

  • KFSH&RC
  • CNHI
  • Ministry of Defense
  • MoI Riyadh
  • AXA GCC

Follow one encounter through the platform

Four products share one rule library and one audit trail. Here's what happens to a single patient visit, from the front desk to the payer's decision.

Step 1 of 4: the patient arrives

ERAAD+

Registration, eligibility and billing on one engine, with no per-payer forks.

Every encounter is verified before care and released as a payer-ready bill, with AR-DRG grouping available at the point of billing.

Encounters via MoH PHAP
51M+
Billing and edit rules
12M+
First-pass acceptance
98%

Step 2 of 4: the notes become codes

Coding+

A fine-tuned language model turns free-text diagnoses into standard and DRG codes.

AI then checks ACS coding rules, record completeness and medical necessity before the claim leaves the building. Every code traces back to the rule that produced it.

Medical records coded
35M+
AI checks per claim
4
Standards
ICD-10-AM, ACHI, ACS, AR-DRG

Step 3 of 4: the prescription is filled

Cephal PBM & eRx

Every drug check happens at the moment of dispensing, not months later through claw-back.

Interaction, duplication and dosage checks at entry, refill and quantity rules per CHI guidance, and formulary and tier control for payers.

Drug rules at dispensing
15M+
Pharmacy spend control
8–15%
Pharmacies addressable
6K+

Step 4 of 4: the payer decides

360 Claims

Most claims adjudicate themselves. Reviewers see the rest in order of recovery value.

A rule library mapped line by line to CHI policy, with fraud, waste and abuse scored at claim, provider and clinician level, and every decision logged.

Auto-adjudicated
85%
Rejection reduction
20%
Clinical rules to CHI policy
16M+

We've processed 51 million encounters through the MoH PHAP programme, mapped 16 million clinical rules to CHI policy and coded 35 million medical records, after more than five years building for the Kingdom.

The platform can reach more than 500 hospitals and 6,000 pharmacies in Saudi Arabia, and runs live across the Gulf and in the Maldives.

ERAAD+: revenue cycle management

Five stages, one engine, no per-payer forks

The full revenue cycle on a single engine, from patient registration to a released, payer-ready bill.

The revenue cycle, stage by stage

  1. Register

    The patient is captured once and shared downstream.

  2. Verify

    Eligibility is checked before care, not after the bill bounces.

  3. Code

    AR-DRG grouping is available at the point of bill release.

  4. Bill

    One engine bills every payer against 12M+ edit rules.

  5. Collect

    Denials are resubmitted automatically, with root-cause coding.

What changes for your revenue team

  • Multi-payer billing

    One engine across every payer, with no forks and no parallel builds.

  • AR-DRG ready

    Casemix grouping available the moment a bill is released.

  • Denial management

    Automated resubmission workflows that record why each claim was denied.

Encounters via MoH PHAP
51M+
Billing and edit rules
12M+
First-pass acceptance
98%

Coding+: medical and DRG coding

Free-text diagnoses become standard and DRG codes, and AI checks every step before the claim leaves the building.

Every code traceable to the rule that produced it.

Clinician's note, as written

Pt c/o chest pain radiating to L arm, r/o MI, ECG done…

Coded as ICD-10-AM, ACHI and AR-DRG

  • DiagnosisICD-10-AM
  • ProcedureACHI
  • Casemix groupAR-DRG

Four AI checks on every claim

  1. Transform

    A fine-tuned language model turns free-text diagnoses and services into standard codes.

  2. Verify rules

    ACS coding rules are checked by AI against every coded line.

  3. Verify records

    Medical-record completeness is confirmed before submission.

  4. Confirm necessity

    Medical necessity is established against the encounter.

Medical records coded
35M+
AI checks per claim
4

ICD-10-AM, ACHI, ACS and AR-DRG

Cephal PBM & eRx: e-prescription and pharmacy benefit

Every check happens at the moment of dispensing, not months later through claw-back.

One engine covers prescribing and pharmacy benefit.

One prescription, from screen to shelf

  1. Prescribed

    E-prescription readiness for hospital and retail pharmacy, with prescriber identity and controlled-drug governance.

  2. Checked at entry

    Interaction, duplication and dosage checks, with pregnancy and age-appropriateness cautions.

  3. Covered at dispensing

    15M+ drug rules applied at the point of dispensing, refill and quantity rules per CHI guidance, and formulary and tier control.

  • E-prescription

    Built for hospital and retail pharmacy, prescribers and MoH outpatient programmes.

  • Pharmacy benefit management

    Built for payers, TPAs, hospital pharmacy and retail chains.

Drug rules at dispensing
15M+
Pharmacy spend control
8–15%
Pharmacies addressable
6K+

360 Claims: claims adjudication

Claims that adjudicate themselves, straight through

85%

of claims auto-adjudicated

Straight-throughReviewer queue, in order of recovery value

Payer-side adjudication against a rule library mapped line by line to CHI policy, with reviewer queues ordered by recovery value rather than arrival.

One claim, one decision

  1. Checked against the rules

    A rule library mapped line by line to CHI policy, every rule traceable to the clause it enforces.

  2. Scored for fraud, waste and abuse

    Every claim scored at claim, provider and clinician level.

  3. Straight through

    85% of claims adjudicate themselves, and every decision is logged.

  4. Queued by recovery value

    The rest go to reviewers in order of recovery value, not arrival time.

Clinical rules to CHI policy
16M+
Rejection reduction
20%
Decisions logged
100%

Outcome-linked commercials: savings-share models, capped per MSA.

Built for the buyers that actually exist in the Kingdom

Healthcare providers

Tertiary hospitals, private chains, polyclinics and specialty centres.

Revenue cycle, a coding pipeline and embedded grouping for casemix billing.

Products: ERAAD+ and Coding+

AnchorLivePipeline

Anchored in Riyadh, live from the Gulf to the Maldives

More than 50 government authorities and private companies across MENA, Asia and the Pacific.

Saudi ArabiaKFSH&RC, CNHI, MoD multi-site and MoI RiyadhAnchor
GCCAXALive
MaldivesNational reference deploymentLive
Oman, Kuwait, QatarIncluding Oman MoHPipeline

Compliance is the entry ticket, not the pitch

Every claim, coding decision and refill check leaves a reproducible trail. Here is what each standard guarantees you.

Standards and certifications
StandardWhat it means for you
NPHIESNative exchange with the Saudi national platform (FHIR R4).
AR-DRGProduction-grade grouping with a full, reproducible audit trail.
ICD-10-AM, ACHI, ACSCoding standards built into the engine, not bolted on.
CCHI-BSThe Saudi Benefit Schedule wired into adjudication rules.
NCA and PDPLData residency in the Kingdom, AES-256, TLS 1.3 and tamper-evident logs.
ISO 9001:2015Quality management.
ISO 27001Information security.
ISO 22301Business continuity.
SOC 2 Type IIIndependently audited security and privacy controls.

We build the financial and operational core of healthcare systems

Revenue cycle, claims adjudication, pharmacy benefit and medical coding, anchored in the regulatory reality of the Kingdom.

100%

NPHIES-native, from the first release.

Four forces shape what we build

  • Engaging the consumer

    Mandatory insurance expansion puts more people into the system.

  • Aligning care delivery

    AR-DRG at tertiary level ties payment to what was actually done.

  • Modernising infrastructure

    NPHIES is now the single national exchange.

  • Raising coding accuracy

    The PHAP and CNHI programmes are cleansing national data.

We build for that future one well-engineered product at a time, under multi-year agreements with joint governance and incidents we manage together.

Healthcare's financial operations should be invisible to the people delivering care.

Claims should adjudicate themselves, records should arrive clean, and clinicians should spend their time on patients, not on billing.

  • Regulatory rigour

    Built to CHI policy, the NPHIES schema and AR-DRG version control.

  • Audit-grade traceability

    Every decision logged, every outcome reproducible and defensible.

  • Local data, local rules

    Reference data tuned to the Kingdom, not a global retrofit.

  • Outcome accountability

    Savings-share and gain-share models, capped per MSA.

  • Vendor neutrality

    Open API, data-export guarantees and revocable licensing.

  • Long-term partnership

    Multi-year MSAs with joint governance and co-managed incidents.

Let's build the next chapter of healthcare together

Running a payer, a tertiary hospital, a regulatory programme or a regional health reform? Pilots and procurements are both welcome.

What would you like to do?

See the platform working on scenarios like yours.

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Programme, volumes, timeline or tender reference (optional)

Questions buyers ask first

  • Yes. Cephal is NPHIES-native from the first release and exchanges with the Saudi national platform over FHIR R4.

  • In the Kingdom. The platform follows NCA and PDPL requirements, with AES-256 and TLS 1.3 encryption and tamper-evident audit logs.

  • ICD-10-AM, ACHI, ACS and AR-DRG are built into the engine, and the Saudi Benefit Schedule (CCHI-BS) is wired into adjudication rules.

  • Yes. Pilots and procurements are both welcome. Tell us about your programme and our team will reply by email to arrange next steps.

  • Send RFP documents to accounts@cephalmed.com and we'll confirm receipt.

  • Through multi-year MSAs with joint governance and co-managed incidents. Savings-share and gain-share models are available, capped per MSA.

  • No. Cephal offers an open API, data-export guarantees and revocable licensing.